This Compendium documents the broad range of UNICEF’s social protection interventions in MENA from 2014-2017.
The Compendium includes 20 case studies detailing UNICEF’s contributions in the MENA region across the following five Action Areas
Evidence and Advocacy (Algeria, Egypt, Iraq, Iran, Lebanon, Yemen, Morocco)
Policies, coordinating and financing (Djibouti, Morocco)
Cash transfer programming and systems strengthening (Egypt, Jordan, Tunisia)
Cash plus interventions and social work (Iraq, State of Palestine (highlights children with disabilities), Yemen)
Social protection in fragile and humanitarian contexts/settings (Yemen, Lebanon, Jordan, Syria). The Syrian programme was "Reaching children with complex disabilities through cash transfers and case management"
This research focuses on three stakeholders: Microfinance Institutions (MFIs), Persons with Disabilities (PWD), and non-disabled clients. It attempts to highlight the following:
Understanding of MFIs about disability, their perceptions of persons with disabilities, and their preparedness to include them as potential clients
Concerns and apprehensions of PWD to becoming potential MFI clients
Views of non-disabled clients on including PWD in their groups
The study investigates the knowledge and the perceptions about disability among each stakeholder group and attempts to elucidate how that impacts the ability of PWD to access microfinance services. Four microfinance institutions of different geographic areas were studied. The survey inolved 1,000 people of whom 57 were disabled.
This video series is part of the Making It Work initiative, “Access to employment for all in West Africa : let’s make it work”, which sets out good practice for inclusive employment of people with disabilities in West Africa, in line with CPRD Article 27 and makes recommendations for public and private employers, microfinance institutions, governments and their partners so that they become agents of change and commit themselves to inclusive policies promoting access to decent jobs for people with disabilities in West Africa. This part I video examines the “right to set up a micro-enterprise: how can microfinance institutions make it work? How do microfinance institutions give people with disabilities access to financial services to help them start or develop small businesses successfully?”
"This study examines projects that support access to financial services for disabled people, highlighting good practices that guarantee efficiency and sustainability of initiatives with a particular focus on the use of microcredit. The study is based on the findings of: a global survey and interviews with disabled people's organizations and microfinance providers; a literature review; field studies in seven countries; and the outcome of two regional workshops (in Kenya and Bangladesh) and a practitioner workshop in Geneva. It is estimated that 10 to 12 per cent of the world's population has some kind of impairment and of those around 82 per cent live below the poverty line. Most people with impairments who work are self-employed. However, access to financial services for disabled people remains sporadic. The central part of the study explores the potential for successful, responsible, and complementary partnership development between microfinance actors and disabled people's organizations. Our findings demonstrate that if disabled people are given the opportunity to access financial services, many are capable of successfully managing loans and businesses - thereby becoming agents of their own development"
Enterprise Development and Microfinance Vol. 23 No. 1
"In 2005, Handicap International commissioned a study on the practices of funding for self-employment activities of people with disabilities (PWD), with a special focus on access to microfinance. The overall goal of the study was to produce a framework document highlighting good practices, strategies, tools and operational methods that guarantee the efficiency and sustainability of self-employment projects for PWDs. The first phase of the study consisted of a literature review and a worldwide survey. Through this first phase the research team identified the most innovative programmes for further analysis through field visits. In the second phase field visits were conducted in Afghanistan, Bangladesh, Ethiopia, India, Kenya, Nicaragua and Uganda, while regional workshops were organised in Dhaka and Nairobi. Phase three involved consolidation and analysis of the information and finally drafting of the framework document. This paper summarises the findings and good practices as presented in the framework document, based on the results of the literature review, the survey and the field research. It is not a scientific paper, i.e. it doesn't contain a discussion of the literature reviewed or systematic reference to sources, the same as the document on which it is based, as it is primarily meant for practitioners"
Leprosy Review, Vol 79, Issue 1
This report aims to highlight good practices, strategies, tools and operational methods that guarantee the sustainability of projects that support access to funding mechanisms and the self-employment of people with disabilities. More specifically, the study focuses on the use of microcredit enterprises and grants for the start-up and expansion of microenterprises. Developed in partnership with a diverse range of organisations of/for people with disabilities and microfinance providers, the report highlights the significant exclusion of people with diabilities from mainstream microfinance institutions and subsequently presents two solutions: firstly to develop schemes that promote the inclusion of people with disabilites; secondly to develop financial services by organisations of/for people with disabilities themselves. This report would be of relevance to anybody working in the fields of international development, disability or microfinance
Looks at efforts to include disabled people in mainstream micro-finance initiatives. Defines three fundamental requirements to achieve this. Also looks at the multidimensionality of poverty
This note provides information about microfinance and examines when it is most effective, compared to other complementary and alternative interventions. Specifically, microcredit is discussed as an intervention to generate income, employment and alleviate poverty. This note would be useful for people interested in microfinance
This paper describes the work of the Local Development Programme (PRODEL) in the eight cities in Nicaragua where it provided low-income groups with small grants for infrastructure and community works projects, and loans for housing improvement and micro-enterprises. Donor funds were matched by municipal, community, and household contributions. Between 1994 and 1998 more than 38,000 households benefited and both loan programmes achieved good levels of cost recovery. The paper describes the micro-planning workshops and other methodologies, and explains how local governments and the bank responsible for managing the loans learned to work in a more participatory way, and it outlines the measures taken to ensure that the needs and priorities of women and children were addressed. The paper considers lessons learned in sustaining the initiatives and institutionalising citizen participation in social programmes, and describes how PRODEL's methods have come to be used by central and local governments in other programmes. [Publisher's abstract]